Workers’ compensation insurance in California is designed to provide benefits to employees injured on the job, covering medical expenses, lost wages, and living costs. Injuries can be classified as specific (resulting from a single incident) or cumulative (developing over time due to repetitive actions). The benefits are categorized as temporary or permanent and can be further classified as partial or total disability. 

California law protects workers from employer retaliation for filing workers’ comp claims. Specifically, Labor Code section 132a prohibits actions such as termination, hour reduction, pay cuts, or other forms of workplace discrimination against injured employees. Additionally, disability discrimination under California’s Fair Employment and Housing Act also safeguards workers who can perform their job with reasonable accommodations.